Fund Name Rank Rating 1Y 3Y 5Y 7Y 10Y SD Max DD VaR1Y95% Jensen's Alpha Beta Sortino Ratio Sharpe Ratio
1
7.91 7.68 6.24 7.33 7.53 0.91 -0.04 0.00 2.23 0.65 1.31 1.87
2
7.45 7.82 6.63 7.57 7.78 0.89 -0.07 0.00 2.37 0.65 1.33 2.05
3
7.59 7.47 7.30 6.58 6.81 1.02 0.00 0.00 1.67 0.71 1.09 1.56
4
7.46 7.76 6.40 7.62 7.74 1.21 -0.20 0.00 0.37 0.91 0.82 1.40
5
7.11 7.39 5.75 6.58 6.66 1.11 -0.08 0.00 1.10 0.81 1.02 1.52
6
7.20 7.29 6.06 7.15 7.40 1.02 -0.02 0.00 1.20 0.76 0.86 1.40
7
7.18 7.60 6.21 7.44 7.61 1.18 -0.17 0.00 0.42 0.89 0.79 1.36
8
7.31 7.24 1.08 -0.03 0.00 0.80 0.80 0.73 1.23
9
7.31 7.45 0.87 -0.01 0.00 1.96 0.64 0.96 1.51
10
7.26 7.50 5.88 7.16 7.37 1.22 -0.15 0.00 0.40 0.87 0.70 1.19
11
6.99 7.50 6.20 7.39 7.71 1.18 -0.20 -0.03 0.45 0.88 0.75 1.34
12
7.36 7.60 6.04 6.96 7.25 1.29 -0.18 -0.04 -0.11 0.94 0.67 1.16
13
6.88 7.29 6.04 7.43 7.34 0.95 -0.08 0.00 1.57 0.70 0.89 1.43
14
7.08 7.49 5.57 6.75 6.81 1.33 -0.19 0.00 -0.13 0.95 0.66 1.15
15
6.94 7.45 6.10 8.01 1.57 -0.25 -0.45 -1.20 1.10 0.54 1.00
16
7.01 7.53 6.21 7.53 7.59 1.31 -0.29 -0.23 -0.30 0.98 0.65 1.17
17
7.03 7.38 6.41 0.82 0.00 0.00 2.45 0.54 0.92 1.40
18
6.35 7.41 5.96 7.17 7.34 1.59 -0.40 -0.28 -0.81 1.06 0.47 0.89
19
6.81 7.36 5.91 1.25 -0.18 0.00 -0.04 0.91 0.57 1.04
20
6.36 6.97 0.98 -0.02 0.00 0.98 0.74 0.63 1.15

Return Calculated On: 23 January 2026 | Ratios Calculated On: 31 December 2025

1Y, 3Y, 5Y, 7Y, and 10Y returns are annualized (in %). All returns are calculated on a compounded annual growth rate (CAGR) basis for Direct Growth funds

Rating: 5 Stars (Best) to 1 Star (Worst) | Rank: 1 (Best) to 100 (Worst). Rating and Rank are based on the performance of the fund over the last 3 years.

Max DD: Maximum Drawdown (in %) | SD: Standard Deviation (in %) | VaR 1Y 95%: Value at Risk (in %) | Jensen's Alpha: (in %)

Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization

For more details, visit AMFI India.

Best Banking and PSU Debt Funds December 2025 Review Summary

  1. Franklin India Banking & Psu Debt Fund

    In the Banking and PSU Debt Fund category, Franklin India Banking & Psu Debt Fund is the second ranked fund. The category has total 20 funds. The Franklin India Banking & Psu Debt Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 2.23% which is higher than the category average of 0.77%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.87 which is higher than the category average of 1.34. Read Full Review

  2. ICICI Prudential Banking & PSU Debt Fund

    ICICI Prudential Banking & PSU Debt Fund is the third ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The ICICI Prudential Banking & PSU Debt Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 2.37% which is higher than the category average of 0.77%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.05 which is higher than the category average of 1.34. Read Full Review

  3. UTI Banking & PSU Fund

    UTI Banking & PSU Fund is the top ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The UTI Banking & PSU Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 1.67% which is higher than the category average of 0.77%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.56 which is higher than the category average of 1.34. Read Full Review

  4. Kotak Banking And Psu Debt Fund

    In the Banking and PSU Debt Fund category, Kotak Banking And Psu Debt Fund is the 11th ranked fund. The category has total 20 funds. The 3 star rating shows an average past performance of the Kotak Banking And Psu Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.37% which is lower than the category average of 0.77%, showing poor performance. The fund has a Sharpe Ratio of 1.4 which is higher than the category average of 1.34. Read Full Review

  5. Sundaram Banking & PSU Fund

    In the Banking and PSU Debt Fund category, Sundaram Banking & PSU Fund is the 4th ranked fund. The category has total 20 funds. The Sundaram Banking & PSU Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 1.1% which is higher than the category average of 0.77%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.52 which is higher than the category average of 1.34. Read Full Review

  6. Axis Banking & PSU Debt Fund

    Axis Banking & PSU Debt Fund is the 5th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The 5 star rating shows an excellent past performance of the Axis Banking & PSU Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 1.2% which is higher than the category average of 0.77%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.4 which is higher than the category average of 1.34. Read Full Review

  7. Hdfc Banking And Psu Debt Fund

    In the Banking and PSU Debt Fund category, Hdfc Banking And Psu Debt Fund is the 10th ranked fund. The category has total 20 funds. The 3 star rating shows an average past performance of the Hdfc Banking And Psu Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.42% which is lower than the category average of 0.77%, showing poor performance. The fund has a Sharpe Ratio of 1.36 which is higher than the category average of 1.34. Read Full Review

  8. TRUSTMF Banking & PSU Fund

    TRUSTMF Banking & PSU Fund is the 6th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The 4 star rating shows a very good past performance of the TRUSTMF Banking & PSU Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 1.96% which is higher than the category average of 0.77%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.51 which is higher than the category average of 1.34. Read Full Review

  9. Sbi Banking & Psu Fund

    In the Banking and PSU Debt Fund category, Sbi Banking & Psu Fund is the 7th ranked fund. The category has total 20 funds. The Sbi Banking & Psu Fund has shown a very good past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.4% which is lower than the category average of 0.77%, showing poor performance. The fund has a Sharpe Ratio of 1.19 which is lower than the category average of 1.34. Read Full Review

  10. Aditya Birla Sun Life Banking & Psu Debt Fund

    Aditya Birla Sun Life Banking & Psu Debt Fund is the 9th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The Aditya Birla Sun Life Banking & Psu Debt Fund has shown a very good past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.45% which is lower than the category average of 0.77%, showing poor performance. The fund has a Sharpe Ratio of 1.34 which is lower than the category average of 1.34. Read Full Review

As On: 23 January 2026

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Banking & Psu Debt Fund
0.02
0.05
0.04
0.37
1.53
6.63
7.13
5.84
7.04
7.36
8.21
CANARA ROBECO BANKING AND PSU DEBT FUND
0.00
0.06
0.02
0.40
1.65
6.06
6.65
TRUSTMF Banking & PSU Fund
0.02
0.09
0.16
0.62
1.83
6.78
6.92
Dsp Banking & Psu Debt Fund
0.04
0.04
-0.01
0.14
1.20
6.05
7.12
5.68
6.88
7.03
Edelweiss Banking & PSU Debt Fund
0.01
-0.02
0.04
0.33
1.23
6.62
7.11
5.76
7.66
Franklin India Banking & Psu Debt Fund
0.10
0.29
0.26
0.93
2.42
7.55
7.33
5.88
6.98
7.15
Hdfc Banking And Psu Debt Fund
0.01
0.05
0.07
0.50
1.63
6.77
7.17
5.78
6.98
7.17
HSBC Banking And Psu Debt Fund
0.00
0.05
0.09
0.50
1.77
6.94
6.84
ICICI Prudential Banking & PSU Debt Fund
0.01
0.12
0.13
0.87
2.16
7.08
7.45
6.22
7.13
7.38
7.98
Bandhan Banking & PSU Debt Fund
0.02
0.05
0.20
0.62
1.71
6.56
6.97
5.71
7.09
7.05
Invesco India Banking & Psu Debt Fund
0.00
0.01
0.17
0.63
1.65
6.67
7.12
5.17
6.33
6.39
ITI Banking & PSU Debt Fund
0.00
0.09
0.24
0.68
1.87
6.44
6.79
5.83
Kotak Banking And Psu Debt Fund
0.03
0.07
0.10
0.78
1.96
7.08
7.34
5.97
7.21
7.33
Lic Mf Banking & Psu Debt Fund
0.00
0.03
0.12
0.41
1.47
6.82
7.05
5.48
6.39
6.64
6.99
Mirae Asset Banking And PSU Fund
0.00
0.07
0.14
0.42
1.43
6.33
6.87
5.43
Nippon India Banking & Psu Debt Fund
0.01
0.06
0.05
0.27
1.35
6.59
7.09
5.76
7.06
7.18
Sbi Banking & Psu Fund
0.02
0.03
0.06
0.42
1.66
6.83
7.02
5.40
6.66
6.85
Sundaram Banking & PSU Fund
0.00
0.05
0.16
0.53
1.83
6.95
7.25
5.59
6.43
6.53
UTI Banking & PSU Fund
0.00
0.06
0.21
0.84
2.19
7.34
7.18
7.05
6.38
6.64
Axis Banking & PSU Debt Fund
0.02
0.04
0.12
0.60
1.83
6.90
6.99
5.76
6.84
7.11
Bajaj Finserv Banking and PSU Fund
0.01
0.02
0.06
0.31
1.33
6.69

As On: 23 January 2026

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Banking & Psu Debt Fund
0.02
0.06
0.07
0.45
1.71
6.99
7.50
6.20
7.39
7.71
CANARA ROBECO BANKING AND PSU DEBT FUND
0.00
0.06
0.04
0.48
1.82
6.36
6.97
TRUSTMF Banking & PSU Fund
0.03
0.10
0.20
0.75
2.09
7.31
7.45
Dsp Banking & Psu Debt Fund
0.04
0.05
0.01
0.21
1.34
6.35
7.41
5.96
7.17
7.34
Edelweiss Banking & PSU Debt Fund
0.01
-0.02
0.07
0.41
1.38
6.94
7.45
6.10
8.01
Franklin India Banking & Psu Debt Fund
0.11
0.29
0.28
1.00
2.58
7.91
7.68
6.24
7.33
7.53
Hdfc Banking And Psu Debt Fund
0.01
0.06
0.10
0.60
1.83
7.18
7.60
6.21
7.44
7.61
HSBC Banking And Psu Debt Fund
0.00
0.06
0.12
0.59
1.93
7.31
7.24
ICICI Prudential Banking & PSU Debt Fund
0.01
0.13
0.16
0.96
2.34
7.45
7.82
6.63
7.57
7.78
Bandhan Banking & PSU Debt Fund
0.02
0.06
0.22
0.70
1.87
6.88
7.29
6.04
7.43
7.34
Invesco India Banking & Psu Debt Fund
0.00
0.02
0.21
0.72
1.85
7.08
7.49
5.57
6.75
6.81
ITI Banking & PSU Debt Fund
0.00
0.10
0.29
0.82
2.15
7.03
7.38
6.41
Kotak Banking And Psu Debt Fund
0.03
0.08
0.13
0.87
2.14
7.46
7.76
6.40
7.62
7.74
Lic Mf Banking & Psu Debt Fund
0.00
0.04
0.16
0.54
1.73
7.36
7.60
6.04
6.96
7.25
Mirae Asset Banking And PSU Fund
0.01
0.08
0.18
0.54
1.66
6.81
7.36
5.91
Nippon India Banking & Psu Debt Fund
0.01
0.07
0.09
0.37
1.55
7.01
7.53
6.21
7.53
7.59
Sbi Banking & Psu Fund
0.02
0.04
0.10
0.52
1.87
7.26
7.50
5.88
7.16
7.37
Sundaram Banking & PSU Fund
0.00
0.06
0.18
0.57
1.90
7.11
7.39
5.75
6.58
6.66
UTI Banking & PSU Fund
0.00
0.06
0.23
0.91
2.32
7.59
7.47
7.30
6.58
6.81
Axis Banking & PSU Debt Fund
0.02
0.05
0.15
0.67
1.97
7.20
7.29
6.06
7.15
7.40
Bajaj Finserv Banking and PSU Fund
0.01
0.03
0.10
0.45
1.61
7.28

As On: 23 January 2026

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Banking & Psu Debt Fund
4.68
4.92
5.15
5.86
6.53
7.26
CANARA ROBECO BANKING AND PSU DEBT FUND
4.44
4.47
TRUSTMF Banking & PSU Fund
5.16
4.87
Dsp Banking & Psu Debt Fund
4.05
4.77
5.01
5.70
6.35
Edelweiss Banking & PSU Debt Fund
4.48
4.91
5.13
6.00
Franklin India Banking & Psu Debt Fund
6.12
5.36
5.34
5.88
6.53
Hdfc Banking And Psu Debt Fund
4.90
4.99
5.15
5.84
6.47
HSBC Banking And Psu Debt Fund
5.11
4.85
ICICI Prudential Banking & PSU Debt Fund
5.59
5.26
5.52
6.15
6.64
7.18
Bandhan Banking & PSU Debt Fund
4.91
4.80
5.00
5.74
6.50
Invesco India Banking & Psu Debt Fund
4.87
5.01
4.87
5.35
5.92
ITI Banking & PSU Debt Fund
4.96
4.71
4.97
Kotak Banking And Psu Debt Fund
5.41
5.24
5.37
6.03
6.69
Lic Mf Banking & Psu Debt Fund
4.76
4.92
4.97
5.44
6.06
6.34
Mirae Asset Banking And PSU Fund
4.45
4.70
4.81
Nippon India Banking & Psu Debt Fund
4.48
4.85
5.05
5.79
6.49
Sbi Banking & Psu Fund
4.89
4.92
4.97
5.55
6.22
Sundaram Banking & PSU Fund
5.15
5.15
5.16
5.56
6.06
6.50
UTI Banking & PSU Fund
5.83
5.24
6.03
6.50
6.36
Axis Banking & PSU Debt Fund
5.15
4.97
5.08
5.71
6.45
Bajaj Finserv Banking and PSU Fund
4.59

As On: 23 January 2026

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Banking & Psu Debt Fund
5.04
5.28
5.51
6.22
6.89
CANARA ROBECO BANKING AND PSU DEBT FUND
4.76
4.80
TRUSTMF Banking & PSU Fund
5.69
5.40
Dsp Banking & Psu Debt Fund
4.33
5.06
5.29
5.98
6.64
Edelweiss Banking & PSU Debt Fund
4.80
5.24
5.46
6.34
Franklin India Banking & Psu Debt Fund
6.46
5.71
5.70
6.23
6.90
Hdfc Banking And Psu Debt Fund
5.30
5.40
5.57
6.28
6.92
HSBC Banking And Psu Debt Fund
5.47
5.23
ICICI Prudential Banking & PSU Debt Fund
5.95
5.63
5.91
6.55
7.06
Bandhan Banking & PSU Debt Fund
5.23
5.12
5.32
6.07
6.82
Invesco India Banking & Psu Debt Fund
5.26
5.38
5.25
5.75
6.34
ITI Banking & PSU Debt Fund
5.54
5.30
5.56
Kotak Banking And Psu Debt Fund
5.78
5.64
5.79
6.45
7.10
Lic Mf Banking & Psu Debt Fund
5.29
5.45
5.52
6.00
6.64
Mirae Asset Banking And PSU Fund
4.92
5.18
5.28
Nippon India Banking & Psu Debt Fund
4.89
5.26
5.48
6.24
6.93
Sbi Banking & Psu Fund
5.31
5.38
5.44
6.04
6.72
Sundaram Banking & PSU Fund
5.30
5.30
5.31
5.71
6.21
UTI Banking & PSU Fund
6.09
5.50
6.31
6.75
6.57
Axis Banking & PSU Debt Fund
5.45
5.27
5.38
6.02
6.75
Bajaj Finserv Banking and PSU Fund
5.17

Performance Indicators


Calculated On: 31 December 2025

Fund Name VaR 1 Y 95% Max Drawdown % Average Drawdown % Standard Deviation % Semi Deviation %
Aditya Birla Sun Life Banking & Psu Debt Fund -0.03 -0.20 -0.15 1.18 0.81
Canara Robeco Banking And Psu Debt Fund 0.00 -0.02 -0.02 0.98 0.67
Trustmf Banking & Psu Fund 0.00 -0.01 -0.01 0.87 0.57
Dsp Banking & Psu Debt Fund -0.28 -0.40 -0.25 1.59 1.09
Edelweiss Banking & Psu Debt Fund -0.45 -0.25 -0.15 1.57 1.07
Franklin India Banking & Psu Debt Fund 0.00 -0.04 -0.04 0.91 0.59
Hdfc Banking And Psu Debt Fund 0.00 -0.17 -0.13 1.18 0.80
Hsbc Banking And Psu Debt Fund 0.00 -0.03 -0.03 1.08 0.71
Icici Prudential Banking & Psu Debt Fund 0.00 -0.07 -0.07 0.89 0.61
Bandhan Banking & Psu Debt Fund 0.00 -0.08 -0.08 0.95 0.64
Invesco India Banking & Psu Debt Fund 0.00 -0.19 -0.16 1.33 0.90
Iti Banking & Psu Debt Fund 0.00 0.00 0.00 0.82 0.54
Kotak Banking And Psu Debt Fund 0.00 -0.20 -0.11 1.21 0.83
Lic Mf Banking & Psu Debt Fund -0.04 -0.18 -0.13 1.29 0.86
Mirae Asset Banking And Psu Fund 0.00 -0.18 -0.17 1.25 0.85
Nippon India Banking & Psu Debt Fund -0.23 -0.29 -0.15 1.31 0.90
Sbi Banking & Psu Fund 0.00 -0.15 -0.09 1.22 0.81
Sundaram Banking & Psu Fund 0.00 -0.08 -0.08 1.11 0.73
Uti Banking & Psu Fund 0.00 0.00 0.00 1.02 0.66
Axis Banking & Psu Debt Fund 0.00 -0.02 -0.02 1.02 0.68

Calculated On: 31 December 2025

Fund Name Sharpe Ratio Sortino Ratio Sterling ratio Hurst Index Jensen’s Alpha Beta R2 Treynor Ratio Modigliani2 Measure Active Return
Aditya Birla Sun Life Banking & Psu Debt Fund
1.34
0.75
0.72
0.45
0.45
0.88
0.72
0.58
-0.6200
Canara Robeco Banking And Psu Debt Fund
1.15
0.63
0.69
0.42
0.98
0.74
0.72
0.57
-0.9700
Trustmf Banking & Psu Fund
1.51
0.96
0.71
0.47
1.96
0.64
0.66
0.60
-0.7200
Dsp Banking & Psu Debt Fund
0.89
0.47
0.69
0.42
-0.81
1.06
0.62
0.55
-0.8800
Edelweiss Banking & Psu Debt Fund
1.00
0.54
0.72
0.40
-1.20
1.10
0.65
0.55
-0.7200
Franklin India Banking & Psu Debt Fund
1.87
1.31
0.74
0.44
2.23
0.65
0.64
0.63
-0.3100
Hdfc Banking And Psu Debt Fund
1.36
0.79
0.72
0.44
0.42
0.89
0.74
0.58
-0.5600
Hsbc Banking And Psu Debt Fund
1.23
0.73
0.71
0.42
0.80
0.80
0.69
0.57
-0.8500
Icici Prudential Banking & Psu Debt Fund
2.05
1.33
0.75
0.47
2.37
0.65
0.71
0.65
-0.2700
Bandhan Banking & Psu Debt Fund
1.43
0.89
0.71
0.44
1.57
0.70
0.65
0.59
-0.7600
Invesco India Banking & Psu Debt Fund
1.15
0.66
0.72
0.41
-0.13
0.95
0.66
0.57
-0.6600
Iti Banking & Psu Debt Fund
1.40
0.92
0.69
0.42
2.45
0.54
0.56
0.59
-0.8800
Kotak Banking And Psu Debt Fund
1.40
0.82
0.73
0.44
0.37
0.91
0.71
0.59
-0.4400
Lic Mf Banking & Psu Debt Fund
1.16
0.67
0.71
0.42
-0.11
0.94
0.72
0.57
-0.7200
Mirae Asset Banking And Psu Fund
1.04
0.57
0.69
0.43
-0.04
0.91
0.68
0.56
-0.9000
Nippon India Banking & Psu Debt Fund
1.17
0.65
0.71
0.44
-0.30
0.98
0.72
0.57
-0.6400
Sbi Banking & Psu Fund
1.19
0.70
0.71
0.43
0.40
0.87
0.67
0.57
-0.8400
Sundaram Banking & Psu Fund
1.52
1.02
0.74
0.43
1.10
0.81
0.70
0.60
-0.4500
Uti Banking & Psu Fund
1.56
1.09
0.74
0.40
1.67
0.71
0.58
0.60
-0.4400
Axis Banking & Psu Debt Fund
1.40
0.86
0.72
0.42
1.20
0.76
0.73
0.59
-0.7300